Financial Advice and Support
Losing a loved one is difficult, and dealing with financial matters during this time can feel overwhelming. Understanding what financial support is available and where to seek advice can help ease the burden. Below is a guide from Telford Direct Cremation on financial assistance options and advice services available across Telford, Wrekin, Cannock, Stafford, and surrounding areas.
1. Bereavement Support Payment
The Bereavement Support Payment is a government benefit for those who have recently lost a spouse or civil partner. It provides a lump sum followed by monthly payments, depending on your circumstances.
Eligibility:
You must be under State Pension age, and your partner must have paid National Insurance contributions for at least 25 weeks.
2. Funeral Expenses Payment
For those on a low income or receiving certain benefits, the Funeral Expenses Payment can help cover costs such as cremation or burial fees, death certificates, and travel expenses.
Eligibility:
You must be responsible for funeral costs and receiving benefits such as Universal Credit, Income Support, or Housing Benefit.
3. Pension Credit Bereavement Payment
If you or your partner were receiving Pension Credit, you might be eligible for additional financial support following their passing. This could include a one-off payment or ongoing assistance.
4. Charitable Support
Turn2us
A national charity helping individuals access welfare benefits, charitable grants, and financial advice.
The Money Advice Service
Provides free and impartial advice on managing finances, debt, and bereavement-related financial matters.
Step Change Debt Charity
Offers free debt advice and solutions, helping bereaved families manage finances, budget, and deal with creditors.
Cruse Bereavement Care
Provides emotional and financial guidance following a bereavement.
5. Local Authority Support
Your local council may provide support such as help with funeral costs or emergency financial aid.
6. Citizens Advice Bureau (CAB)
Offers free, independent advice on money, legal issues, and bereavement-related financial matters.
7. National Bereavement Service
Provides free, confidential advice on practical and financial matters after a bereavement.
Seeking Financial Support
If you are facing financial challenges following a bereavement, there are numerous support options available to help with immediate expenses and long-term financial planning.
For further guidance, please contact Telford Direct Cremation. Our team is here to provide compassionate support and practical advice during this difficult time.
